answersLogoWhite

0


Best Answer

Two factor authentication refers to two types of security in place to authenticate a person's identity. Two factor authentication is common in banking and providing health care information because of the sensitivity of this information. To create two factor authentication, you might create two separate passwords, ask for a password and an answer to a security question, require biometrics as authentication in addition to a specific pin code or question. There are an infinite number of combinations that can be put in place depending on your budget and the technology available in your location.

User Avatar

Wiki User

11y ago
This answer is:
User Avatar
More answers
User Avatar

Wiki User

7y ago

a. Using CAC and a PIN

b. Using a password and a PIN

c. Answering the question "What is your mother's maiden name?" and a PIN

d. Typing the PIN forwards and backwards

This answer is:
User Avatar

User Avatar

Wiki User

9y ago

With several high-visibility security breaches at financial institutions recently it’s no wonder that banks and other financial institutions are doing what they can to increase the overall level of security. The latest security measures involve something called Two-Factor Authentication. What is Two-Factor Authentication? It is a security measure that involves two of three authentication factors. First, what are the three authentication factors? They are something a user has, something a user knows, or something the user is. Examples of these three: Has – ATM card, Security Token Knows – Login ID, password, PIN Is – fingerprint, retinal profile, facial recognition pattern Most banks shy away from the Is category because the biometric components are complicated and expensive to implement. So in today’s environment we usually see the implementation of Two-Factor Authentication using the combination of something a customer knows along with something they have in their possession. This is the same thing you’re used to if you have ever gone to an ATM. You know you need to have your bank card. The machine reads it and then asks you for something know: your PIN. These same procedures are now being put into play with online banking. Often times the thing you have has to be something other than your bankcard because you can’t just swipe it on the PC somewhere. Many banks have taken to using some sort of security token as the Has authentication factor. Usually this is some sort of device that shows a sequence of alpha or numeric characters that change on a regular basis. The server at the home office knows the current display of each registered token on the system and will only allow you to log into the system if the login/password you provide and the code from the token device all match the server records at the time of login. If your bank asks you to start carrying a security token to authenticate yourself when you log on, don’t think of it as a nuisance. Think of it as an added layer of security protecting your assets.

This answer is:
User Avatar

User Avatar

Wiki User

13y ago

Smart card and password & Username/password and thumbprint reader

This answer is:
User Avatar

Add your answer:

Earn +20 pts
Q: What is Two-factor authentication?
Write your answer...
Submit
Still have questions?
magnify glass
imp
Continue Learning about Movies & Television

What is a vulnerability of cookies?

B: They could be used to capture authentication information of users to gain access to their accounts


Types of authentication?

PasswordsPasswords are the easiest and most common authentication process that are used, not only on desktop computers but also at the network level. However certain rules should be followed when setting a password for your computer or Network. Do not use easily predictable words for your passwords; they don't even require a hacker to access the system through your account. Use passwords that are unpredictable. Set long passwords and use numbers and special characters when setting your password. Remember your passwords; don't write it down anywhere. Hackers use various tools to know your passwords, but a long password with a number of special characters, indeed gives them a lot of trouble.Digital CertificatesUsing a certain algorithm, computer administrator combine your personal details with other user credentials to generate a public key. This public key or digital certificate is used for the authentication purpose in the network.Smart CardsSmart Cards are among the very few hardware authentication processes in which a simple card with an embedded circuitry is used for accessing the network. Each valid card for a particular network, when inserted into the circuitry it has been made for, gives an output which decides whether you will be allowed to enter into the network or not. The programming logic inserted into each card is different and it is one of the safest methods of authentication.Fingerprint detectionAlmost available in all laptops that are manufactured today; fingerprint detection is another safe method of computer security authentication. Everyone knows that even the iris pattern of two people may even match, but fingerprints can never match.Face recognition systemsFace recognition system, may amuse you, but of late many people working in the field of security have questioned its user friendly nature and the security it can provide. A simple dimension calculation of the face is done by the computer and the logic used in doing so, has been often found to be prone to errors.BiometricsBiometrics is often considered as a far more secure way of authentication than passwords or digital certificates. It is even safer than smart cards, which may be misplaced. The physical and behavioral traits of a person are taken into consideration in this type of authentication.Captcha KeysThis is the process of authentication that is used to verify whether a human or a computer bot has logged into the system. Captcha keys are randomly generated alphabets and numericals presented in such a form, that only a human can recognize.Now, let's come down to the normal computer security authentical processes that we can do at the local level. Setting up a BIOS password for your computer may not be the ultimate security authentication. Removing the BIOS battery from the computer system for 30 seconds, deactivates this security feature. Setting up the administrator password is of utmost necessity. If the administrator password is not set, then any user can log into the computer irrespective of the fact whether he has an account in that computer or not.The above listed methods are just a few of the widely used authentication methods. In fact, the measures that we take for safeguarding our computer or network are more important than the method itself. Many of us have a habit of naming our networks after the protagonist from our favorite movie. This should be avoided and networks should have sensible names that cannot be easily determined. If you are a network administrator in charge of a closed secure network, then it is always desirable to set your network visibility status to the invisible mode.


What is the most important disadvantage of using biometric devices to authenticate a person for access to a system?

Error rates are a possible candidate for most important disadvantage, though to varying degrees depending upon the specific authentication method. Higher sensitivity authentication methods increase the likelihood of false rejection, whereas lower sensitivities increase the likelihood of false acceptance.The error rate of any given biometric authentication device can be broken down into the following categories:False Acceptance Rate - FARFalse Rejection Rate - FRRFailure To Enrol Rate - FTE/FERBeing erroneously denied access to your banking information might be preferable to erroneously allowing someone else access, but neither scenario is desirable. Few systems with less than a 1% error rate are currently in existence.Providing multiple/backup authentication methods increases the likelihood of an exploit or vulnerability, compromising security by trading FER for FAR/FRR.In short, False Negatives and False Positives are the most important disadvantages.


What to do when your tablet keeps saying authentication problem?

An "Authentication failed" error on a tablet usually means that the device failed to correctly connect to a wireless network. Try some of the following troubleshooting suggestions:Check the settings of the particular network connection you're trying to make to make sure that the password is correctly enteredSwitch off the wi-fi, wait 5-10 seconds, switch it back on again and see if it connects automaticallyRestart your deviceSwitch off the wi-fi, restart your device, switch on the wi-fi again and see it connect automaticallyUse another device (laptop or smartphone) to check if there is internet access via the network you are trying to access


How do you identify the jadeite jade appraisal certificate authenticity?

See inspection institutions, state quality appraisal orgnaization of jewels have strict qualification, only through that, the appraisal certificate issued by the only valid. The state certification of quality jewels supervision inspection center is the national quality technology supervision bureau of national level of the jewels authorized in accordance with the professional quality inspection agency, is the jewels inspection authority, has the force of law. The jewels appraisal certificate issued by the has CMA "pattern (the national quality technology supervision bureau of measurement authentication marks), or CAL, CNACL, these letters a a is effective, especially a mark CMA, that is national legal requirements of authentication marks.

Related questions

What are the login authentication methods in sql server 2005?

SQL Authentication Windows Authentication (Domain)


Whart are the different web authentication mechanism?

The most common form of authentication is the password based authentication


Which occurs first in a WLAN association or authentication?

authentication


What is AH mode?

authentication headers authentication headers


What is badspots blockland authentication key?

Badspot does not have an authentication key.


What the meaning of authentication?

Authentication is something that verifies what is real or true.


What protocols are the rules that computers follow to accomplish authentication?

Authentication


An ATM card is an example of which type of authentication?

Multifactor authentication


How many types of authorization and authentication provided by ASP.net?

Authentication !) form based Authentication 2) Windows " " 3) Passport "


What is the function and purpose of authentication services?

Authentication services are used to determine infusers are who they claim to be and are allowed to access what they are trying to access. The purpose of authentication is to protect devices, hosts, and services of a network. Authentication ensures the identity of the entity wanting access. Authentication is the process of determining if a user or identity is who they claim to be. The main goal of authentication is security, authentication is one of the first lines of defense in networking.


What are the two most popular authentication protocols?

one way authentication and mutual authentication


What is the common Access card an example of?

Multifactor Authentication