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It is possible but dangerous and illegal. The reason for having circuit breakers is to open the circuit when there is an over current fault condition. Your AC unit may be designed to draw 20 amps but if something goes wrong within the unit and it starts to draw more current, the breaker won't trip until serious damage has been done.

If there is only 20 amp wire ran to the AC unit and there is a short circuit or some other similar fault, the wire will likely melt or catch on fire before the breaker trips.

It may be safe if you have wire rated for 90 amps ran to your AC disconnect and have 20 amp fuses installed in the disconnect.

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12y ago

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