A decimal number is simply a way of representing a number in such a way that the place value of each digit is ten times that of the digit to its right. A decimal representation does not require a decimal point. So the required decimal representation is 10.8 cents, exactly as in the question. A decimal representation does not imply a change in the measurement units. If this is required then you need to specify the units into which the quantity is to be converted.
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Oh, dude, it's like super easy. So, seven and one half cents is basically 7.5 cents in decimal. You just drop the "and" and convert the fraction to a decimal, like no big deal. So, yeah, 7.5 cents is your answer.
108 percent as a decimal = 1.08108% = 108%/100% = 1.08
3.5 cents in decimal is 0.035