It is: 81.25% = 13/16 as a fraction in its lowest terms
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0.8125 is a fraction. It is a fraction in decimal form rather than in the form of a ratio. However, that does not stop it being a fraction. Its rational equivalent is 8125/10000 which can be simplified, if required. However, simplification will result in a loss of information about the accuracy of the number.
12.5 percent = 0.125 = 125/1000 = 1/8125/10
2.3 percent in fraction form is 23/1000.
22 percent in fraction form is 11/50.
37.5 percent in the lowest fraction form is 3/8