0.075 = 75/1000 or 3/40 in fraction
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0.0075 as a decimal = 0.0075
If the basis is 100 'points' for a one carat stone, and your number begins with a decimal, then the diamond has .0075 points -- less than one, which would read .0100 points.
4 3/40 = 163/40 On many calculators there is a F <> D key which converts fractions to decimals & vice versa. It's on the TI-30Xa, a fairly common scientific calculator. But assuming you know that .75 is 3/4, .075 is 1/10 x 3/4 = 3/40 and similarly .0075 = 3/400 and so on.
Every fraction is an equivalent fraction: each fraction in decimal form has an equivalent rational fraction as well as an equivalent percentage fraction.