One billion, ninety-five million, three hundred fifty-one thousand, nine hundred ninety-five.
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1,095,351,995 = one billion, ninety-five million, three hundred fifty-one thousand, nine hundred ninety-five.
The word form is: thirty and sixty-eight thousandths.
Numerically you can drop the prefix zero; hence 050 = 50 50 in word form is 'Fifty'.
1.002 in word form is: one and two thousandths.
91 in word form is ninety-one.