thirteen and nine hundredths
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As a product of its prime factors: 7*11*17 = 1309
The word form is: thirty and sixty-eight thousandths.
You can see clearly that the actual answer will be 3927, but if you have to, estimate 1300 x 3 = 3900
Numerically you can drop the prefix zero; hence 050 = 50 50 in word form is 'Fifty'.
0.90 in word form is: nine-tenths.