It is 3.12 which is a fraction. It is a fraction in decimal form rather than in the form of a ratio. However, that does not stop it being a fraction. Its equivalent, in rational form, is 3 12/100. You can simplify this rational fraction if required.
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312/100
one and twelve hundredths as a decimal and fraction = 1.12 and 112/100 or 28/25.
0.12
To convert twelve and thirty three hundredths (12.33) to percent multiply by 100: 12.33 × 100 = 1,233 %
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Sixteen and forty three hundredths.