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The distributive property breaks down the equation to make it more simple to do. It is often used for mental math. An example is (12x56). (10x50=500)+(2x6=12) then, (500+12=512).
You can do the easy bits first. Thus, to calculate 7*5*2, instead of doing 35*2 = 70, you can calculate 7*10 = 70. By itself, the associative property is not as useful as it is in combination with the commutative and distributive properties.
Yes.
None whatsoever. You might find the distributive property useful when trying to calculate 39*74. Of course, if you are familiar with the 39 times table or the 74 times table, the distributive property is a complete waste of time! But somehow I doubt that level of arithmetic competence.
Your teacher can help you with fractions. Ask for extra worksheets and problems to solve. Your peers can also help you work problems.