total claims divided by 55%(a fixed rate depending on type of policy) multiplied by 100 multiplied by 3years
total claims x 100 x 3years
fixed rate depending on policy type
=total premiums to be collected to break even
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No. It can be but need not be. For example, you might calculate the ratio of today's temperature in Celsius and in Fahrenheit and calculate the ratio. That is not a rate.
calculate the ratio between proton&electron
Cost Ratio = expenses/earnings
The related link provides an excel template and some notes on how to calculate the sharpe ratio..pretty simple and effective.
Net Capital Ratio =Total assets / Total Liabilities