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Average Transient Rate
To calculate CD interest rate, all you have to do is to just multiply the principal amount you have invested in CD with interest rate. If u want to calculate for the monthly interest then divide the resultant with 12.
No. It can be but need not be. For example, you might calculate the ratio of today's temperature in Celsius and in Fahrenheit and calculate the ratio. That is not a rate.
surface area divided by volume
split the wedge into a triangle and a and rectangle or square. Then calculate the surface area for each shape and add them together