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Read your governing documents to determine the line where your private ownership ends and common ownership ends.

If it is common area:

  • Owners (plural) maintain the attic area, this is proper, since it's possible that the attic is common area.
  • Owners (plural) own the attic, it is subject to preventative maintenance, regular inspection and so forth.
  • Owner (singular) maintains the attic area, that individual owner may be encroaching on real estate assets that belong to all the members.
If it is private area:
  • Owner (singular) actually owns the attic and it is not common area, the governing documents may require that this owner maintain the attic to some standard.

If it is common area, by definition, and is used (maintained) by a single owner, the largest issues have to do with fire hazards, liability, and privilege.

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Q: Is an condo attic which owners maintain considered common area?
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Read your governing documents to determine the boundary between what is owned by individuals and what is owned in common with all other owners: common areas/ limited common areas. As well, the association's broker can help you understand what is insured in the attic area, if the policy is an all-in policy. There is no standard. Best practices dictate requiring owners to carry individual HO-6 insurance policies to cover their property, which may include items stored in their attics or the association's attic/ storage areas.


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