The same way that you count any other number.
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the decimal that comes after 4.62 when you count by hundredths = 4.63
always remember to count the numbers behind the decimal(s)
trillions, hundred millions, ten millions, millions, hundred thousands, ten thousands, thousands, hundreds, tens, ones (decimal point) tenths, hundredths, thousandths, etc.
It is 81.037 What you do is count your places. Past the decimal you count starting at tenths. Thousandths is 3 places to the right of the decimal. However, 37 is just two characters, so you add a zero in front of the 37 to pad it out so you use all 3 places.
You multiply the numbers like you multiply integers. Count how many numbers are after the decimal points in both numbers combined and move the decimal point in front of the answer.