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fractions
Coins. A quarter is 1/4 of a dollar.
You cannot use fractions for money! I cannot go to a shop and say I'll have that bottle of wine, and here are the halves, seven thirds and the rest in fifteenths! Only fractions of money can be used for money. And you use them most of the time when things are priced in the major currency unit (pound, dollar, Euro), with 0 to 99 hundredths of the major unit called the minor unit (pence, cents, cent).
Because decimals are a form you use regularly like with money, but with fractions, its not used all the time such as a decimal is used.
Undercover.