fractions
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decimals are most commonly seen in money.
Grading papers or adding money
It is not always the same. In many countries, the smallest unit of money is 0.01 (hundredth), so money is almost always rounded to two decimals. But this may vary from country to country. Some may use more or less decimals - or not use decimals at all.
When learning money,there will be decimals
Because decimals are a form you use regularly like with money, but with fractions, its not used all the time such as a decimal is used.