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Just use the first two parts of the decimal after the decimal point. e
If it is $217.85, then the answer would be 21785c or $217.85 (it is already to the nearest cent) If it is 217.85c, then the answer would be 217c or $2.17 (rounding off the digit after the decimal point, 5 or above means rounding up, 4 or below means rounding down)
There is no universal "better". Rounding off is a trade-off between reducing the accuracy and simplifying calculations. Also, if there are other numbers in an addition that are rounded to the nearest hundred, there is no point in rounding your number to the nearest ten.
float("0.%u" % string(float_num).replace(".",""))
It is rounding a decimal representation of a number so that there are two digits after the decimal point.