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5 quarters are in a year and three months.
There are always 4 quarters in anything. The quarters in a year are known as the seasons (Winter, Spring, Summer and Autumn (or fall))
That would be 4
Nine months !
120, because there are 4 quarters in a year, so forty quarters = 10 years. there are 12 months in a year, so 10 years x 12 months in a year = 120 months