36 months
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3 times 12= 36 36 plus 5= 41 3 years 5 months = 41 months is that what you mean?
3 years and 3 months.
85 x 3 years and 6 months is 297 years and 6 months. 85% of 3 years and 6 months is 2 years and 355 days.
There are 12 months in each year. 3 years would equal 36 months (3 x 12). So 120 months (which is 10 years) is bigger than 3 years.
12 months per year X 40 years = 480 months. Your answer is 480 months.