It depends on the compounding. Simple interest (no compounding), would be the same amount of interest each year. So 2000.00 x 5% = 100.00 each year. So for 10 years is 1000.00
If it is compounded annually, then
Keep going and you have 3257.79, and the interest earned is 1257.79; there is actually a formula to calculate this (for compounding):
Future value = (Present value)*(1 + rate)^(term). Which in this case the 5% rate is 0.05, and the term is 10.
If it were compounded monthly, then the 10 year term is 120 months, and the rate is 0.05/12, and the answer is 3294.02
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10% of 200000 would be 20000 so 5% would be 10,000. So 4% would be approximately 9900-9999.
If the 5% is yearly, and it is compounded monthly, that means that the monthly interest rate is 5/12 percent. In this case, the base factor, in the formula for compound interest, is 1 + 5/1200. After one year (12 monthly periods), the capital would be 200000 x (1 + 5/1200)12. If you want to invest the money for two years (24 months), replace the exponent 12 by 24, etc.
Simple interest would be 360
Simple interest would be 1040
You would first find the percent (if it was 5% interest (for example) on a calculator you would do the amount then multiply by 5, then click the percent, by hand: you would multiply the amount you paid for then multiply by 0.05 then you would get the interest; simple math :D