The answer depends on the country (or region) whose currency you are working with. For example, the US has a 25 cent coin but not a 20 cent coin. The Eurozone has a 20 cent but not a 25 cent. Some countries have no coins smaller than 10 minor units.
Since you have not specified which country/region you are interested in, it is not possible to provide a more useful answer.
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1 quarter 25cents 1 dime 10 cents 4 nickel 20 cents 6 pennies 6 cents 12 coins 51 cents
15
20 cents + 5 cents + 6*1 cent coins The solution works for the Euroscents and the question did not specify which currency.
1 quarter, 6 nickels, and 1 penny equal 56 cents.
6 nickels one dime