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If you turn 65 this year (2010) you were born in 1945. But if you were born in 1944 and your most recent birthday was in 2009, you are 65 until your birthday in 2010.
In 2010, that person is 64 until his birthday, and on his birthday, he turns 65.
The plural of milestone is milestones. As in "the milestones mark the approximate distance".
Given the current year of 2010, if someone had already celebrated their birthday today, they would have been born in 2010 - 65 = 1945. If they had not yet celebrated their birthday, they would have been born in 1944.
Nadir