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A 'cold check' is a check written on an account which lacks the sufficient funds to cover the amount of debt. Such checks can be written inadvertently or on purpose. Writing a cold check is a prosecutable offense in many jurisdictions.

The term 'cold check' is common to the US state of Kentucky, and may or may not be used in other English-speaking regions of the world.

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Q: What 's a cold check?
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