being in the 40 percentile means that 40 percent of the population is the same as you are in this particular factor. This means that 60 percent of the population is different.
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example. a baby is in the 30th percentile for weight. that baby is bigger than 29 babies out of 100, and smaller than 69.
You're smarter than the average bear: IQ around 131 or higher as compared to those your age.
It is the 31st percentile.
Mean.
It is the value of the variable such that 40 percent of observations are smaller and 60 percent are larger.