0.123 as a percentage = 12.3%
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.0123 is closer to zero than .023. If you round it to hundredths, it would be .01 or .02. Its easier to think of this way. 1 is closer to zero than 2.
0123 if you can have zero at the front if not then 1023
0132 or 1234 0123 or without 0 at front = 1023
as a percentage of what
9 in a percentage = 900%