0.123 = one hundred twenty-three thousandths.
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.0123 is closer to zero than .023. If you round it to hundredths, it would be .01 or .02. Its easier to think of this way. 1 is closer to zero than 2.
The word form is discrete!
13 in word form is: thirteen.thirteen
0123 if you can have zero at the front if not then 1023
The word form is eleven.