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The clock time 5 after 4 refers to 4:05. In this case, the hour hand is on the 4 and the minute hand is on the 1, indicating 5 minutes past the hour. This can also be represented as 4 hours and 5 minutes into the current hour.
There are .05 times 60 = 3 minutes
Starting at 4:05, wind the clock back 35 minutes, you arrive at 3:30, now wind the clock back the remaining 1 hour to get 2:30.
4
.05 as a fraction is 1/20 in its simplest form