The answer requires only 3 figures after the decimal point.
The rule when rounding off numbers is "If the first figure to be discarded is 5 or more then the previous figure is increased by 1".
The first (and only) figure to be discarded is the "6" . As this is 5 or more then the previous figure (3) is increased by 1.
4.9536 becomes 4.954 when rounded to the thousandths place.
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1,325 rounded to the thousandths place is 1,325.000
7.1385 rounded to the nearest thousandths place is 7.139
21.908 is already rounded to the nearest thousandths place.
As is: 7.385
0.138