There are 100 pence per pound. Five pence is 5/100 or in lowest terms, 1/20.
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1 twentieth .
It is a hundredth.
It is 40/200 or 1/5 in its simplest form
A penny (not pence, which is plural!) has an absolute value that is smaller than a pound. It is, therefore, impossible to express it as a vulgar fraction.
It is 43/100