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Either way, you'll end up with a rational number, but you won't get a sum if you multiply.
distributuve property
You square each number and multiply that by the frequency with which that number appears. You then sum together these results.
To find 17.5 percent of a number, multiply the number by 0.175.To increase a number by 17.5 percent, multiply the number by 1.175.
To get the product, multiply the first number by the second. To get the sum, add the second number to the first. To get the difference, subtract the smaller number from the larger.