"Of" means you should multiply them.
10%=.1
10% of 500=.1*500=50
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5 percent of ten thousand is five hundred.
10% of 500 = 10% * 500 = 0.1 * 500 = 50
40 percent out of 500 percent = 0.4 x 500 percent = 20 percent
100 percent of 500 = 500
anything less than 5% (which is 500) 500 / 10 000 = 0.05 x 100 = 5%