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3+c
Assuming current US coins, she has a half dollar, a quarter and a nickel.
3 coins- 1 half dollar, 1 quarter, and 1 dime. 4 coins- 3 quarters and 1 dime.
3 dollar coins, 4 dimes, 3 nickels, 4 pennies.
If you mean "How do you make the worth of a quarter with 3 coins", the answer is: two dimes and one nickel.