In more than 40 years as a mathematician, I have never needed to do so.
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This is effectively the same as lining up the decimal points when adding or subtracting ordinary decimal fractions.
Adding decimal same as adding whole numbers
Yes.
This is true for adding and subtracting ALL numbers, not just decimal representations.
When you are adding and subtracting decimals, youare +/- ing the whole numbers and tenths in the number. the decimal might go away ex: 1.3-0.3=1 or it won't ex: 1.9-0.3=1.6