Without some information ... ANY information ... on the circuit or device that you're
talking about, it's totally impossible to guess at a reason for that, or even to know
whether or not it's a correct statement.
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Power factor can also be equal to 1. Power is greatest when voltage and current are in phase; the "power factor" is used to specify how much less the power is, compared to the product of voltage x current, if they are not.
They are the same - except that in "less", something has a value which is less than some implied value - often the current value. For example, "Please can you make less noise?" implies "Please can you make less noise than you are making now?"
The number that is 5 digits less than your current value is: 448,389.
The Present Value Interest Factor PVIF is used to find the present value of future payments, by discounting them at some specific rate. It decreases the amount. It is always less than oneBut, the Future Value Interest Factor FVIF is used to find the future value of present amounts. It increases the present amount. It is always greater than one.
In the case of DC, and in AC when current and voltage are in phase, a volt-ampere is the same as a watt (and therefore, a kilo-volt-ampere is the same as a kW). In the case of AC, when current and voltage are NOT in phase, power = voltage x current x power factor; the power factor is the cosine of the angle between current and voltage, and it is always less than or equal to one. In such a case, a kVA would be less than a kW.