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If you will notice, your individual breakers add up to much more than 100amps. So it is entirely possible not to trip an individual breaker but still draw more than 100amps, which would cause the main to trip.

If you haven't had this problem in the past, I wouldn't worry about it unless it happens again. If it does, you need to upgrade your service to more amps.

It is entirely possible your main breaker has malfunctioned but that is not easy to test. If it is replaceable, and if you have further problems, you can consider replacing the main breaker to see if that fixes the problem. That is much less expensive than upgrading the service.

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