3.040, any amount of 0s can be added it doesn't matter because the number after the decimal is the tenths place and to the right is the hundredths, and to the right again is the thousandths place.
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Three hundred forty-six thousandths
0.040
0.0342
Forty-one and one hundred three thousandths
two hundred and forty-one thousandths = 200.041 in decimal number