You can not make 94 cents without a penny.
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The words cent and penny are synonymous; a cent is a penny.
4 ways
Forty percent of one penny (.40 cents) is not spendable; $0.40 is forty cents, or forty pennies.
There are 50 pennies in 50 cents. Since there are 100 pennies in a dollar, half a dollar would be equivalent to 50 pennies. Therefore, there are 50 pennies in 50 cents.
dimes nickels.