75%
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3 and half months is 30% a year.
12 months in a year 3/12=1/4 1/4=25%
"5 percent" means 5 percent per year.30 months = 2.5 years.2.5 times 5 percent = 12.5 percent = 0.1250.125 x 16,000 = 2,000
75%
114 months x 1 year/12 months = 9.5 years or nine and one half years.