If you want to do 12x4 and a half, you have to do 12 times 4. It is equal to 12+12+12+12. That would be 48. Next, the "half". Half means it is divided in 2. And would be 0.5. If you add 48 and 0.5, it would be 48.5.
I wish this would be a great help :)
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