Because it is a decimal we say hundredths not hundreds
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.78
16.65 or sixteen and sixty-five hundredths
.12
104 - 26 _____ 078
Oh honey, 5.78 as a fraction is just 5 and 78 hundredths. So, it's 5 78/100. But really, who has time for all those extra decimal places? Just simplify it down to 5 39/50 and call it a day.