1.45
5.43 = five and forty-three hundredths.
It is "one and forty-five hundredths", the decimal fraction hyphenated.
1.45
0.45 = forty-five hundredths.
45.06
5.46
Three and forty five hundredths.
111.45
divide 45 by 100 = 0.45
Divide it out, 45 / 100 = 0.45
Three hundred forty-six and twenty-five hundredths.
It is 0.45