Oh, dude, you just write it as "seven hundred sixty-five thousandths." It's like saying, "Hey, that's not a whole number, but I can still spell it out for you." So yeah, just take that decimal and give it some letters to play with.
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To write 0.765 in word form, you would say "zero point seven six five." In this decimal number, the digit 7 is in the tenths place, the digit 6 is in the hundredths place, and the digit 5 is in the thousandths place. Therefore, you would read each digit individually to express the number in words.
You can write 5.24 in word form as five and twenty-four hundredths
You can write 14.12 in word form as fourteen and twelve hundredths
91 in word form is ninety-one.
8,000,000 in word form is eight million.
0030.0 in word form is thirty