Eight and one half is 8.5
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.125
One half is 1/2, which is 0.5 written as a decimal. 3 and (plus) 0.5 is 3.5. So 3 and one half is written 3.5
one over eight to a decimal = 0.125
To write 8.81 in words, you would say "eight point eight one." The whole number part, 8, is pronounced as "eight." The decimal point is read as "point." And the decimal part, 0.81, is pronounced as "eighty-one hundredths."
One half of one percent = 0.005