28.001
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0.528
To write 3.28 in words, you would say "three point two eight." This represents the numerical value of 3.28 in a verbal format, with "point" indicating the decimal place between the whole number and the decimal fraction.
The decimal point, for any number, is a point or full stop symbol (".") which is used to separate the integer part of a number from its fractional part.
Eight point zero zero seven zero seven.
Without a decimal point it would be 'fifty-seven thousand, three hundred twenty-eight' (57,328)