0.0065145189899042870583705787384667
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Each minute has 60 seconds, so just divide by 60.
3% of 2000000 = 3% * 2000000 = 0.03 * 2000000 = 60,000
4x1012
4% of $2,000,000 = 4% * 2000000 = 0.04 * 2000000 = $80,000.00
1000000 + 2000000 = 3,000,000