A decimal number is simply a way of representing a number in such a way that the place value of each digit is ten times that of the digit to its right. A decimal representation does not require a decimal point. So the required decimal representation is 48, exactly as in the question.
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The decimal is: .48
48% as a decimal is 0.48
48 percent to a decimal = 0.4848% = 48%/100% = 0.48
As a decimal: 0.48. As a fraction: 48/100.
.48