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300 words can be read in three minutes.
A first grade student isn't tested on the number of words read a minute. They are tested on how many words that they read correctly on a page.
In one minute he or she should be able to read 12 or 15 words.
To write 0.81 in words, you would say "zero point eight one." The number before the decimal point is read as a whole number, followed by "point," and then the numbers after the decimal point are read individually. In this case, "8" is read as "eight" and "1" is read as "one."
When writing a decimal out in words, the numbers before the decimal are written as if they are whole numbers, and the numbers after the decimal are read as digits. Therefore, for example, 150.35 is read one hundred and fifty point three five.