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The crash risk of a teenage driver does not decrease with more passengers. In fact it increases due to the increased likelihood that the driver gets distracted.
There are many more buses than passenger airplanes, so even though buses can be safer per passenger mile, there are more bus crashes. You WAY more likely to be in a bus crash, then in a plane crash. thousands, and thousands of car/automobile's crash every year. And only about a few hundred plane's crash a year.
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Today as the roads are more crowded it is in a car that is more likely.
If you are under 18 years of age, your risk of a fatal crash is about 2 1/2 times that of the "average" driver, and your risk of an injury crash is 3 times higher than that of the average driver.