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There are two things to think about here.

First of all a 200 amp breaker will not physically fit into a 100 amp panel. This is so designed because the panel buss is not designed to conduct 200 amps before the current is cut off. A 100 amp rating on the panel is the maximum amount of current that the manufacturer states, that can be handled safely.

Second if the 200 amp breaker is in the main panel then everything downstream from that breaker has to be rated for 200 amp conductivity. The wire size will have to be 3/0 from the breaker to the first over current device in the sub panel which will be the sub panel's main breaker. The sub panel can not be a load center but will have to be a combination panel. I doubt that the 100 amp sub panel's main breaker lugs would be large enough to connect the 3/0 cable.

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Q: What would happen if a 200 amp breaker is used in a 100 amp sub panel?
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